Private stablecoin powered by UPP
Universal Private Dollar (UPD) is an on-chain overcollateralized stablecoin pegged to the US dollar, but with privacy built in.
UPD uses Universal Private Pools (UPP)to shield your balance and transactions from public view while remaining fully compliant.
On public blockchains, every transaction is visible to everyone. Your neighbors can see what you bought, your competitors can monitor your deals, and bad actors can target you based on your visible wealth.
Traditional banks don't broadcast your transactions to the public. UPD brings that same privacy to stablecoins—without sacrificing compliance.
Wrench attack prevention
Problem: Visible on-chain balances make you a target for physical attacks or extortion
Solution: Shield your balance into private notes—observers can't see how much you hold
Medical, legal, sensitive services
Problem: Payments reveal the nature of services you receive—your health conditions, legal issues
Solution: Pay to stealth addresses—observers can't link your wallet to your service provider
Protect business relationships
Problem: Competitors monitor public wallets to discover your suppliers, partners, and deal terms
Solution: Private transfers hide counterparties and amounts from prying eyes
Each user gets a stealth address—like a bank account number that provides privacy without hiding who you are from legitimate parties.
Sender and receiver know each other (like a bank transfer), but observers can't see who sent what to whom. Compliance-friendly by design.
Export transaction visibility on demand for tax or regulatory audits. You control disclosure—selective transparency, not surveillance.
Pay your own gas—no relayers taking fees. Your funds are always yours with ragequit protection to exit anytime.
Deposit tokens into the Universal Private Pool. Your deposit creates a private 'note' that only you can spend.
Send tokens privately to any stealth address. The blockchain sees a valid transaction but not who sent what to whom.
Withdraw tokens back to any Ethereum address when you're ready to use them publicly.
TST (Test Token) is a simplified demo version of UPD.
TST uses a fixed 3000:1 ETH rate instead of real collateralization. Production UPD maintains its USD peg through overcollateralization mechanics.